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Mortgage guides & news
Plain-English guides to mortgages and protection in Northern Ireland, from the team at McDowell Financial Services.
A first-time buyer’s guide to buying a home in Northern Ireland
A step-by-step guide for first-time buyers in Northern Ireland: deposits, Co-Ownership, the Lifetime ISA, stamp duty, the costs to budget for and how the buying process...
Read the guide →Can I remortgage before my fixed rate ends?
Yes, you can remortgage before your fixed rate ends. Here is how early repayment charges work, when switching early makes sense, and how to time your...
Read the guide →Bridging finance in Northern Ireland: how it works and when it makes sense
How bridging loans work in Northern Ireland: when people use them, the difference between regulated and unregulated bridging, what they cost, and why your exit plan...
Read the guide →