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Raising money against your home

Need funds for an extension, renovation or another large expense? We'll look at the options for borrowing more against your home.

Borrowing more, carefully

You can often borrow more with your current lender, remortgage to a new one, or take a second-charge loan. Each has different costs, and we'll explain them clearly before you decide.

How we help

  • Further advance vs remortgage vs second charge compared
  • Clear view of the total cost
  • Advice on whether it's the right move for you
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Questions people ask

Can I consolidate debts into my mortgage?

It's possible, but it can mean paying more interest overall because you repay over a longer term. We'll talk you through it honestly.

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