Moving home mortgages
Whether you're moving up, downsizing or relocating, we'll work out the best way to finance your next move.
Your next move, made simple
When you move you might be able to take your current deal with you (porting), top it up, or switch to a new lender altogether. The right answer depends on early repayment charges, rates and how much more you need to borrow.
How we help
- Compare porting against a new lender
- Work out any early repayment charges
- Line up the mortgage to fit your sale and purchase
- Handle the application and keep everyone updated
Questions people ask
Can I keep my current mortgage when I move?
Many deals are portable, but it still needs the lender's approval. We'll check if it's actually your best option.
Do I need to sell before I buy?
Not always. Most people sell and buy at the same time as part of a chain. If the timing doesn't line up, options include delaying the purchase, renting for a while, or short-term bridging finance in the right circumstances.
Can I borrow more when I move?
Yes, if you can afford it. If you keep your current deal, the extra borrowing is usually on a separate product with its own rate. We'll compare that with a completely new mortgage so you can see which works out better.